Insurance & Payment

Insurance & Payment Options in Winter Park, FL

Quality Dental Care That Fits Your Budget

Call (407) 678-8848

Smile Center of Orlando offers a full range of dental insurance carriers & flexible payment options.

We accept most major PPO plans, offer the Plan Forward membership for uninsured patients, and provide CareCredit financing for larger treatment. Call (407) 678-8848 for coverage or cost questions — no surprises.


Insurance We Accept

We are in-network with most major PPO dental insurance plans, which helps keep your out-of-pocket costs as low as possible. As a courtesy, we’ll file your claims for you so you can focus on your smile instead of paperwork.

Aetna
• Aetna PPO
• Aetna Medicare Advantage
Delta Dental
• Delta Dental Premier
• Delta Dental PPO
UnitedHealthcare
• United Healthcare PPO
Blue Cross Blue Shield
• BCBS Blue Dental Choice
• Blue Dental Max
• GRID+
• FEP (Federal Employee Program)
• BCBS Medicare Advantage
GEHA
• Connection Dental / GEHA

Don’t see your plan listed? You may still be in-network. Call (407) 678-8848 and we’ll help verify your coverage before your visit.


HSA & FSA Payments Accepted

We accept both Health Savings Account (HSA) and Flexible Spending Account (FSA) payments for eligible dental services. Pre-tax accounts are one of the most cost-effective ways to pay for dental care.

Eligible HSA/FSA services
• Exams and cleanings
• Fillings, crowns, bridges
• Extractions
• Orthodontics
• Periodontal care
Typically not eligible
• Teeth whitening
• Purely cosmetic procedures
Check with your plan administrator for edge cases.

Bring your HSA or FSA card to your appointment, or share the account details with our front-desk team. If you have questions about what your account covers, call us at (407) 678-8848.


Payment Options

We aim to make paying for care as simple as possible. For your convenience, we accept several payment methods, and you can also pay your bill securely online anytime.

Pay your bill online

Pay Now


No Insurance? Ask About Plan Forward

No dental insurance? No problem. Our Plan Forward membership plan makes routine and preventive care affordable with one simple yearly membership — no deductibles, no annual maximums, and no claim forms. It’s an easy way to stay on top of your dental health and save on the care you need.

Learn more about the Plan Forward membership →


CareCredit Financing

Bigger treatment plans shouldn’t have to wait. With CareCredit, you can break the cost of your care into manageable monthly payments, often with special financing options. Applying is quick, and once you’re approved you can use your CareCredit card for treatment right away.

Apply or learn more with CareCredit →


Comfortable, Affordable Care for the Whole Family

From your first cleaning to advanced restorative work, Dr. Mirna Rezkalla, Dr. John Altomare, and our team are here to make every visit comfortable, anxiety-free, and easy on your budget. We’re proud to be a trusted Winter Park dental home with a 4.8-star rating from hundreds of local families.

Ready to schedule or have a billing question? Call (407) 678-8848 or request an appointment online. We look forward to caring for your smile.


Frequently Asked Questions

What insurance does Smile Center of Orlando accept?

Smile Center of Orlando is in-network with most major PPO dental plans, including Aetna PPO, Delta Dental Premier and PPO, United Healthcare PPO, Connection Dental/GEHA, several Blue Cross Blue Shield plans (Blue Dental Choice, Blue Dental Max, GRID+, and FEP), and Medicare Advantage plans from BCBS and Aetna. If you don’t see your plan, call (407) 678-8848 and we’ll check your out-of-network benefits.

Do you offer payment plans or financing?

Yes. We offer CareCredit, which lets you split the cost of treatment into manageable monthly payments with options for special financing. You can apply online in minutes and use it for care right away.

What if I don’t have dental insurance?

If you’re uninsured, ask about our Plan Forward membership. For one simple yearly fee you get preventive care and savings on treatment — with no deductibles, annual maximums, or claim forms to deal with.

Can I pay my bill online?

Yes. You can pay your bill securely online anytime through our Pay Now link, or pay in person at the office.

Will you file my insurance claim for me?

Yes. As a courtesy, our team files your insurance claims for you and helps you understand your estimated costs before treatment, so there are no surprises.

How do I find out what my treatment will cost?

Just call us at (407) 678-8848. We’ll verify your benefits and give you a clear estimate of your coverage and any out-of-pocket cost before you commit to treatment.

Ready to schedule or have a billing question?
Call our Winter Park office at (407) 678-8848

Request an Appointment